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    Surety Bonding-UT 788-surety-bonding_17

    License Type : Casualty, Property
    Insurance Credits : 6
    Course Number : COR-PC-14446
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    • Description
    • State Information
    • Redeem Vouchers
    • Course Format

    Utah State Requirements

    Updated: 12/16/2013

    Continuing Education Hours

    Producers and Adjusters: 24 hours of CE biennially, 3 of which must be ethics

    Title Producers: 12 hours of CE biennially, 3 hours of ethics

    Agents licensed 20 years or more must complete 6 CE hours biennially, including 3 years of ethics.

    Course Subject Requirements

    • Hours can be taken in any line of authority.
    • 3 hours must be taken in Ethics.
    • 50% of the total required hours must be taken in a classroom.
    • All Utah licensed resident insurance producers who sell federal flood insurance policies must complete a one-time course related to the NFIP Flood requirement. The producer licensee will receive three hours of continuing education credits for completion of this course.

    Continuing Education Compliance Date

    Same as license renewal date

    License Renewal Date

    License renewal date is the last day of license issuance month, biennially, based on year of issue.

    Type of courses accepted for CE Credit

    Independent self-study courses (up to one-half of requirement), Courses sponsored by the Insurance company for which licensee is employed (up to one-half of requirement), or Classroom (50% of the total required hours must be taken in a classroom).

    Carryover Requirements

    Carryover of excess CE credit hours is not allowed.

    Course Repetition

    Credit will not be given for courses that are repeated.

    Final Exam

    Final exam is not required to be monitored.


    • Individuals whose license lapses due to military service, voluntary service for a period of time designated by the person for whom the licensee provides voluntary service, or some other extenuating circumstance, such as long term medical disability, may be exempt from the continuing education requirements in order to reinstate the license.
    • An individual who was first licensed before April 1st, 1978 may be exempt from continuing education requirements.
    • Producers holding and maintaining the following designations are deemed to have met the CE requirements: CLU, ChFC and RHU with completion of the PACE program; CPCU with completion of the CPD program; and CFP, REBC, CIC, ACSR, CRM, SOFE, or IRES with completion of their continuing education requirements.
    • A title producer who is an active member in good standing with the State Bar, and has met the continuing education requirements of the Utah State Bar, is considered to have met the continuing education requirements for the Utah Insurance Department.

    Method to Certify Completion

    You will be able to print your certificate of completion online once you have completed your exam. The course provider reports credits earned to Sircon. The licensee submits the CE filing fee to the insurance department by the compliance date. The course provider keeps copies of attendance rosters on file for two years. The licensee keeps the certificates of completion in his or her files and furnishes them to the insurance department upon request as part of a random audit.


    Exempt if licensee's home state requires substantially similar CE. Nonresident submits letter of certification (not more than 90 days old) with the renewal card and fees. If licensee's home state has no similar CE requirement, licensee must comply with Utah's CE requirement.

    Nonresident independent adjusters are required to be licensed in Utah.

    For Additional Information please Contact:

    State of Utah Insurance Department
    3110 State Office Building
    Salt Lake City, Utah 841141

    Phone: (801) 538-3809 or (801) 538-3855
    Fax: (801) 538-3829

    Email: [email protected]

    State Website: http://www.insurance.state.ut.us/

    To check the status of your CE credits for your state:
    *You will need your SSN and License number*

    • 1. Go to http://www.sircon.com/
    • 2. Click, "For Producers/Agents"
    • 3. Click, "Obtain Education Information"
    • 4. Click, "Education Transcript Inquiry"
    • 5. Input your SSN, choose your state from the pull-down menu, and input your License number
    • 6. Click, "Submit".


    Seminars & Classroom Courses

    These courses are instructor led programs, usually in a live classroom setting, and do not require you to pass an exam to receive CE credit for the course. 

    You must choose one of the locations listed in the options above. Please make note of the address of the seminar you choose. You will also receive an email confirmation of your enrollment, which will include the address of the seminar. You can return here to review the address if you misplace it before the class.

    All of our seminars begin at 8:30 AM and end at 4:30 PM unless otherwise noted on your confirmation notice.  Please arrive at the classroom at least 10 minutes before the starting time on your confirmation notice. All students must be signed-in and seated BEFORE the official class start-time. If you arrive late, please DO NOT interrupt the class in session. You can talk to the instructor at the first break regarding the possibility of obtaining credit for the class or rescheduling for another date. Remember, these classes fill up quickly, and there is usually little or no room for agents who arrive at the last minute without registering in advance.

    Cell phones must be turned off during the entire duration of the seminar. You will have time to return messages and make calls during breaks and at lunch. 

    During the class, you must not have any materials on your desk except the textbook or handout provided by the instructor. By law, students who are reading other materials, talking to other students, sleeping, or otherwise not participating in the learning experience are not allowed to receive CE credit!

    Absolutely no recruiting or marketing for products, services, employment or any other activity is allowed at any time during the seminar - including during breaks and lunch. Students caught doing this may be asked to leave immediately and will NOT receive a refund.


    Due to the fact that we must pre-pay for locations, teachers, materials and shipping there is a 10-day cancellation or refund policy for classroom courses. If you find you need to cancel a classroom course you may either:

    1. Request a refund with our refund request form no later than 10 days from the class date: www.kruise.com/refund.pdf
    2. If you're inside the 10 day window you can move to a later class on our calendar or call and have us hold your payment for another time.
    3. If you request a refund after we've already shipped your materials to the class you will most likley not be able to receive a full refund.

    If you have received a CE voucher from an insurance company or wholesaler, you can redeem it by following these instructions. 

    • Choose your course format - see "course format" tab for more details or click "learn more" above options.
    • Click on the red "buy" button to proceed to checkout.
    • Be sure to enter your Voucher Code when checking out to apply your discount.
    • You will be able to download the study materials immediately by clicking the red "Download Course" on your receipt. It will also be emailed to you and will be available for one year in your customer account.
    • You will also be provided with a link and information to access the exam.

    Your voucher covers an online book, online exam, grading and one CE certificate for insurance. It DOES NOT INCLUDE printed books, printed exams, state fees or CE certificate(s) or reporting for additional designations or types of CE, although they are available as options for additional charge. 

    If you choose printed books or exams, you will be charged the balance due during checkout.

    If your state charges a fee to report your credit, this fee is due from you. When you check-out, you must pay this fee in order to access the course and obtain CE credit.

    After you pass your exam, you will be able to purchase CE certificates for professional designations such as CFP, CPE, etc. you will be charged $10 for each one. Please DO NOT order these additional certificates unless you currently hold that professional designation. There are NO REFUNDS for additional certificates ordered and not needed.

    Optional PACE or CFP Credit

    Many of our Insurance CE courses are also approved for CE credit for agents who hold professional designations such as CLU, ChFC, CFP. The type of CE credit and number of hours approved are listed above in the course description.

    If you hold a professional designation you may request a certificate for courses taken and exams passed for insurance CE credit. If you pass and exam and would like to get additional credit for one of these designations, please use the link to the left: "CFP & PACE Credit".

    If you do not hold a professional designation and do not need any type of CE other than for your insurance license renewal, please do not order a PACE or CFP certificate. It will not benefit you and once ordered, there are no refunds!

    There are no refunds for certificates ordered by mistake!

    System Requirements: All major browsers can be used to complete our courses.  This includes Internet Explorer 11.x or higher, Microsoft Edge 20 or higher, Firefox version 51 or higher, Apple Safari version 10.x or higher, and Google Chrome, version 56 or higher.

    Desktops, Laptops, Tablets, and most Smartphones are also supported.

    This course automatically includes a downloadable textbook and/or other course materials which you may print if you desire. When you are finished studying your course, the exam is taken online and it is graded immediately.  In most states you can also print your own certificate of completion, if you pass. There is no additional charge if you complete your course and exam completely online. 

    If you prefer, however, you may purchase a printed book and/or printed exam at additional cost.   

    You have 3 options if purchasing the course outside a subscription:

      1. Online book and online exam - included in price - You receive no printed materials-everything is online.
      2. Printed book and online exam - $5 additional - You receive a printed book but take your exam online.
      3. Printed book and printed exam - $10 additional - You receive a printed book and printed exam which you mail or fax to us for grading.

    For options 2 and 3, you will be able to choose either regular or express shipping during checkout.

    Please choose your option carefully!  There is no refund for printed materials or exams ordered by mistake!

    If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam.  See the State Information tab, Monitor tab and Help Center for more information.

    By the end of this insurance continuing education, insurance agents should fully understand:

    • What Surety Bonds are
    • Who needs them, and why
    • The History of Surety
    • How Surety contrasts with Insurance

    Various major types of bonds including:

    • Contract Bonds
    • Judicial Bonds
    • License and Permit Bonds
    • Public Employee Bonds
    • Federal Bonds
    • Miscellaneous bonds
    • The major types of construction bonds needed & why
    • Bid bonds
    • Performance Bonds
    • Payment Bonds
    • Underwriting and placement of bonds

    This insurance CE course will help agents and brokers to understand the Surety Business and how it differs from Insurance, help agents to assist their clients through the prequalification requirements to obtain a surety line of credit, and help agents to deal effectively with Surety underwriters, allowing agents to provide better service to their clients.

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