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    Sandi Kruise Insurance Training
    Your Best Choice for Insurance Education
    800-517-7500, 8:30am-3:30pm PST

    Unlimited CE Subscription - MISSISSIPPI miss_sub

    License Type : Accident, Health, Life, Casualty, Property, Ethics, Flood, Long Term Care, General
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    Note: A monitor must be present while taking this exam. Please click "Monitor" below for the monitor form and more information.

    Click the Course List tab below to view all courses included in this subscription.

    • Description
    • State Information
    • Course List
    • Redeem Vouchers
    • CE Subscriptions
    • Course Format
    • Monitor Information

    Mississippi State Requirements

     Updated: 12/13/2013

    Continuing Education Hours

    Course work must be in the line or lines for which license is held.

    • Life, Health, and Accident: 24 hours annually, including 3 hours of ethics
    • Property and Casualty: 24 hours annually, including 3 hours of ethics
    • Producers who have been licensed 18 months or less are required to complete 12 hours without ethics during the license term.
    • Combined L/H and P/C licensees must complete a minimum of 12 hours in their primary line of insurance. Licensees are encouraged to complete 12 hours in their secondary line. Primary line of insurance must be determined by licensee and reported on renewal application
    • Adjusters: 12 hours annually
    • Effective September 1, 2013:  All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by September 1, 2014.  All producers licensed on or after September 1, 2013 must complete this training prior to selling, soliciting, or negotiating such products.  *Nonresidents who satisfy the training requirements of another state that are similar to Mississippi's law will be deemed compliant for Mississippi's requirement.

    Course Subject Requirements

    • All courses must be completed for the lines of insurance for which the producer is licensed.
    • All Mississippi licensed resident insurance producers who sell federal flood insurance policies shall be required to complete a one-time 3 hour requirement on flood insurance.

    Continuing Education Compliance Date

    After May 31, 2010 all licenses will expire on the last day of the birth month of the licensee on a biennial basis. Licenses may be renewed online 67 days prior to the expiration date.

    All licenses originally issued after November 1, 2009 will expire on the last day of the birth month of the licensee on a biennial basis. Licenses may be renewed online 67 days prior to the expiration date.

    Adjusters renew annually with each license term ending on May 31st.

    Type of Courses Accepted for CE Credit

    Independent self-study courses or classroom courses.

    Carryover Requirements

    Carryover of excess CE credit hours is not allowed.

    Course Repetition

    Credit will not be given for courses taken more than once in a license term.

    Final Exam

    Self-study final exams must be monitored by a disinterested third party.


    • Agents who hold only a limited-lines license that did not require a written exam
    • Inactive agents
    • Agents holding the limited licenses of industrial fire, industrial LAH, credit life, credit A&H, vehicle physical damage or credit property.
    • Newly licensed agents are exempt for the reporting period in which the license is issued

    Method to Certify Completion

    Your certificate of completion will be e-mailed to you upon completion of the exam. The course provider will submit credits earned to the CE administrator within one business day of course completion.  Certificates of completion must be submitted with renewal form for P/C and LH license renewal. Producers must keep copies of certificates for at least 5 years


    Exempt if producer meets home state CE requirement.

    For Additional Information Please Contact

    Mailing Address:

    Mississippi Insurance Department
    Agents Licensing Unit

    PO Box 79
    Jackson, MS 39205-0079

    Physical Address:

    Mississippi Department of Insurance (MID)
    1001 Woolfolk State Office Building

    501 North West St.
    Jackson, MS 39201

    PHONE: (601) 359-3582 -OR- (601) 359-2780

    FAX: (601) 359-1951

    State Website: http://www.mid.state.ms.us/

    To check the status of your CE credits for your state:
    *You will need your SSN and License number*

    • Go to http://www.sircon.com/
    • Click, "For Producers/Agents"
    • Click, "Check Your Status with a State"
    • Click, "Individual" for the "Status Inquiry"
    • Choose your state from the pull-down menu, and input your SSN and License number
    • Click, "Submit".


    8 HRS
    Accident, Health, Life, Long Term Care
    8-Hour NAIC LTC Partnership-MS
    Course Number : 6436 |
    The Deficit Reduction Act made it possible for all states who wish to to offer Partnership for Long-term Care policies. The NAIC model law and regulat..
    4 HRS
    Anti-Money Laundering-MS
    Course Number : 5905 |
    This course will teach agents to fully understand the issues related to anti-money laundering as set forth in the USA Patriot Act.This course is inten..
    12 HRS
    Casualty, Property
    Dwelling And Homeowners Exposure And Insurance-MS
    Course Number : 2288 |
    This insurance continuing education course covers the risks involved in owning a home, and the ways in which individuals and families can use insuranc..
    12 HRS
    Ethics and the Insurance Agent-MS
    Course Number : 7392 |
    Upon completion of this course, agents will be able to understand the importance of ethics when dealing with clients. Agents will learn the stand..
    5 HRS
    Casualty, Property, Flood
    FEMA Flood Insurance Course-MS
    Course Number : 5898 |
    This course will teach agents the various issues set forth in the Flood Insurance Reform Act of 2004. This course is written according to the guidelin..
    6 HRS
    Casualty, Property, General
    Flood Insurance And Risk Management-MS
    Course Number : 2289 |
    This course gives a thorough review of state and national policies in dealing with Flood insurance & Risk Management. This course is NOT ..
    4 HRS
    Casualty, Property, General
    Insuring EDP Equipment-MS
    Course Number : 2284 |
    By the end of this insurance continuing education course, agents should fully understand: What exposures affect Electronic Data Processing Equipmen..
    7 HRS
    Casualty, Property, General
    Insuring Home Based Businesses-MS
    Course Number : 2281 |
    Following this insurance continuing education course, insurance agents will be able to understand the exclusions for business use found in homeowners ..
    12 HRS
    Accident, Health, Life
    Life Insurance Products And Uses-MS
    Course Number : 506 |
    By the end of this online insurance CE course, agents should fully understand: The need for Life Insurance The uses, personal and business, for li..
    11 HRS
    Casualty, Property, General
    Personal Automobile Exposures And Insurance-MS
    Course Number : 2292 |
    This insurance continuing education course covers the risks involved in owning a personal automobile, and the ways in which individuals and families c..
    8 HRS
    Casualty, Property, General
    Personal Umbrella Liability Insurance-MS
    Course Number : 2282 |
    Following this insurance continuing education course, insurance agents will be able to understand the need for additional liability coverage to supple..
    12 HRS
    Accident, Health, Life
    Planning For Senior Needs-MS
    Course Number : 507 |
    This insurance continuing education course will provide the agent with an in-depth understanding of the various programs and policies (both public and..
    8 HRS
    Casualty, Property
    Scheduling Personal Property-MS
    Course Number : 2283 |
    Following this insurance continuing education, course agents will be able to understand the exclusions and limitations for high-value and special pers..
    11 HRS
    Casualty, Property
    Surety Bonding-MS
    Course Number : 2295 |
    By the end of this insurance continuing education, insurance agents should fully understand: What Surety Bonds are Who needs them, and why The Hi..
    11 HRS
    Casualty, Property, General
    Workers Compensation And Employers Liability Policy-MS
    Course Number : 2285 |
    By the end of this insurance continuing education course, agents should fully understand: The three major sections of the WC and EL policy. The St..

    Seminars & Classroom Courses

    These courses are instructor led programs, usually in a live classroom setting, and do not require you to pass an exam to receive CE credit for the course. 

    You must choose one of the locations listed in the options above. Please make note of the address of the seminar you choose. You will also receive an email confirmation of your enrollment, which will include the address of the seminar. You can return here to review the address if you misplace it before the class.

    All of our seminars begin at 8:30 AM and end at 4:30 PM unless otherwise noted on your confirmation notice.  Please arrive at the classroom at least 10 minutes before the starting time on your confirmation notice. All students must be signed-in and seated BEFORE the official class start-time. If you arrive late, please DO NOT interrupt the class in session. You can talk to the instructor at the first break regarding the possibility of obtaining credit for the class or rescheduling for another date. Remember, these classes fill up quickly, and there is usually little or no room for agents who arrive at the last minute without registering in advance.

    Cell phones must be turned off during the entire duration of the seminar. You will have time to return messages and make calls during breaks and at lunch. 

    During the class, you must not have any materials on your desk except the textbook or handout provided by the instructor. By law, students who are reading other materials, talking to other students, sleeping, or otherwise not participating in the learning experience are not allowed to receive CE credit!

    Absolutely no recruiting or marketing for products, services, employment or any other activity is allowed at any time during the seminar - including during breaks and lunch. Students caught doing this may be asked to leave immediately and will NOT receive a refund.


    Due to the fact that we must pre-pay for locations, teachers, materials and shipping there is a 10-day cancellation or refund policy for classroom courses. If you find you need to cancel a classroom course you may either:

    1. Request a refund with our refund request form no later than 10 days from the class date: www.kruise.com/refund.pdf
    2. If you're inside the 10 day window you can move to a later class on our calendar or call and have us hold your payment for another time.
    3. If you request a refund after we've already shipped your materials to the class you will most likley not be able to receive a full refund.

    If you have received a CE voucher from an insurance company or wholesaler, you can redeem it by following these instructions. 

    • Choose your course format - see "course format" tab for more details or click "learn more" above options.
    • Click on the red "buy" button to proceed to checkout.
    • Be sure to enter your Voucher Code when checking out to apply your discount.
    • You will be able to download the study materials immediately by clicking the red "Download Course" on your receipt. It will also be emailed to you and will be available for one year in your customer account.
    • You will also be provided with a link and information to access the exam.

    Your voucher covers an online book, online exam, grading and one CE certificate for insurance. It DOES NOT INCLUDE printed books, printed exams, state fees or CE certificate(s) or reporting for additional designations or types of CE, although they are available as options for additional charge. 

    If you choose printed books or exams, you will be charged the balance due during checkout.

    If your state charges a fee to report your credit, this fee is due from you. When you check-out, you must pay this fee in order to access the course and obtain CE credit.

    After you pass your exam, you will be able to purchase CE certificates for professional designations such as CFP, CPE, etc. you will be charged $10 for each one. Please DO NOT order these additional certificates unless you currently hold that professional designation. There are NO REFUNDS for additional certificates ordered and not needed.

    Optional PACE or CFP Credit

    Many of our Insurance CE courses are also approved for CE credit for agents who hold professional designations such as CLU, ChFC, CFP. The type of CE credit and number of hours approved are listed above in the course description.

    If you hold a professional designation you may request a certificate for courses taken and exams passed for insurance CE credit. If you pass and exam and would like to get additional credit for one of these designations, please use the link to the left: "CFP & PACE Credit".

    If you do not hold a professional designation and do not need any type of CE other than for your insurance license renewal, please do not order a PACE or CFP certificate. It will not benefit you and once ordered, there are no refunds!

    There are no refunds for certificates ordered by mistake!

    Monitor Instructions - Mississippi


    Your state requires that your exam(s) MUST be monitored.

    The qualifications of the person who must monitor your exam are explained on the monitor form. The person monitoring your exam must be with you prior to beginning to take the exam. Taking the exam without your monitor present will invalidate your exam results and certificate.

    The monitor must print, sign and complete the affidavit found by clicking Printable Monitor Form to indicate that the exam was taken without any outside help from any source. Please fax the completed monitor form to (619) 421-8171 or email your form immediately after completing the exam. Your exam will not be completed, and no CE credit will be awarded or reported to your state, until the properly completed, signed monitor form has been received (along with any state reporting fees that may be due).

     CE Subscriptions

    Upon purchase, the student will have access to all of the courses on the course list tab.  You can click "Go to My Courses" on the left navigation bar or go to www.kruisetesting.com and enter the same user name (email address) and password you used to purchase your subscription to open your account.  All courses will be available for download, and all exams will be available to the student for a period of one year from the date of purchase. Just scroll down to the name of the course you wish to take, and there will be links to open the study materials and to take the exam. Students may get credit for each course once during the duration of the subscription. The cost of the subscription covers the online book/presentation, the exam & grading, the certificate of completion, and reporting (where required by law).  The only additional charges that may be assessed are:
    • The state filing fee which varies by state and by individual course.
    • Fees for additional certificates ordered for optional professional designation CE.

    This subscription applies only to the agent who purchases it, and cannot be transferred to or used by any other agent.

    Subscriptions expire in 365 days from purchase, there are no refunds for not using the package while it's active.


     If you wish to have printed materials shipped, the cost per book is $10 + shipping & handling per book.

    System Requirements: All major browsers can be used to complete our courses.  This includes Internet Explorer 11.x or higher, Microsoft Edge 20 or higher, Firefox version 51 or higher, Apple Safari version 10.x or higher, and Google Chrome, version 56 or higher.

    Desktops, Laptops, Tablets, and most Smartphones are also supported.

    This course automatically includes a downloadable textbook and/or other course materials which you may print if you desire. When you are finished studying your course, the exam is taken online and it is graded immediately.  In most states you can also print your own certificate of completion, if you pass. There is no additional charge if you complete your course and exam completely online. 

    If you prefer, however, you may purchase a printed book and/or printed exam at additional cost.   

    You have 3 options if purchasing the course outside a subscription:

      1. Online book and online exam - included in price - You receive no printed materials-everything is online.
      2. Printed book and online exam - $5 additional - You receive a printed book but take your exam online.
      3. Printed book and printed exam - $10 additional - You receive a printed book and printed exam which you mail or fax to us for grading.

    For options 2 and 3, you will be able to choose either regular or express shipping during checkout.

    Please choose your option carefully!  There is no refund for printed materials or exams ordered by mistake!

    If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam.  See the State Information tab, Monitor tab and Help Center for more information.

    Unlimited access to online CE courses for one year! 

    Upon purchase, you will have access to ALL of the courses on the course list tab. All course materials will be available online and all exams will be available to you for a period of 365 days from the date of purchase. You can only receive a certificate of completion for each course taken and passed once during the one year subscription, this means students may get credit for each course once during the duration of the subscription. Purchasing this subscription applies only to the agent who purchases it and courses cannot be transferred to or used by any other agent. 

    Accident, Health, Life, Casualty, Property, Ethics, Flood, Long Term Care, General