4-Hour NAIC Long-Term Care and Partnership
THIS COURSE MUST ONLY BE TAKEN IF YOU HAVE ALREADY TAKEN THE 8-HOUR NAIC LTC COURSE DURING A PRIOR LICENSE PERIOD!
The Deficit Reduction Act made it possible for all states who wish to to offer Partnership for Long-term Care policies. The NAIC model law and regulation specify that agents must meet certain continuation requirements in order to sell this product. In most states, agents will be required to take an 8-hour course in order to transact any type of LTC/Partnership LTC insurance policies. Agents must then take a 4-hour CE course each license period.
This course will satisfy the requirement for ongoing CE required by your state to continue to sell LTC/Partnership insurance. If you have a group of agents to train, please contact us regarding group discounts or in-house training.
For the most up to date information about Long Term Care & Partnership in your state click here.
Texas State Requirements
Updated: 12/16/2013
Continuing Education Hours
Twenty-four (24) CE credit hours are required biennially for:
- Life, Accident & Health
- Property & Casualty
- Adjusters
- Managing General Agents (MGAs)
- Full-Time Home Office Employees
Ten (10) CE credit hours are required biennially for:
- Limited Lines
- County Mutual
- Life under $15,000
Course Subject Requirements
- All Texas annuity producers must complete an initial 4-hour annuity training requirement. All producers who continue to sell annuity products must complete 8 hours of annuity training each renewal period.
- All Texas insurance producers who sell Medicare-related products must complete an initial 8 hour professional training requirement. All producers who continue to sell Medicare products must complete 4 hours of department-certified training each renewal period.
- Agents wishing to sell LTC must also complete a 8-hour LTC requirement prior to selling LTC products. The LTC requirement counts towards the completion of the basic CE requirement. By the end of each consecutive renewal period, agents must complete a 4-hour "refresher" state-approved LTC course to continue selling LTC.
- The biennial requirement must include 2 hours of certified ethics or consumer protection for all license types except adjusters.
- Adjuster's biennial requirement must include 2 hours in ethics and/or consumer protection.
- Licensees may satisfy the remainder of the CE requirement by completing certified courses applicable to any license type.
- 50% of the total CE requirement must be met through classroom or classroom equivalent courses.
- All Texas property insurance producers must complete a one-time course related to the NFIP Flood requirement. The producer licensee will receive three hours of continuing education credits for completion of this course.
Continuing Education Compliance Date
Same as license renewal date.
License Renewal Date
License renewal date is 2 years from the license issuance date, biennially.
Type of Courses Accepted for CE Credit
Independent self-study courses (including online courses), Classroom or classroom equivalent courses study, Insurance Professional Designations (Designation "parts" passed by national exam are usually worth 15 - 20 hours of credit), Insurance-related college/university courses, or seminars.
Carryover Requirements
Carryover of excess CE credit hours is not allowed.
Course Repetition
Credit will not be given for courses taken more than once in each biennial reporting period.
Final Exam
Self-study final exams are open-book, non-monitored exams. There are no final exams required for Classroom Equivalent courses.
Exemptions
- Individuals who on or after January 1, 2003 have been licensed in Texas continuously for 20 years or more may apply for an exemption.
- Extensions or exemptions for good cause may be granted by the Education Coordinator.
- Nonresidents are exempt if licensed agent or adjuster is in good standing in home state and home state has a reciprocal agreement with Texas.
Method to Certify Completion
Your certificate of completion will be emailed to you after completing the exam. The course provider will submit credits earned to the CE provider within one business day of course completion. Agents must keep their own certificates on file for their course completions.
Nonresidents
Exempt if licensed agent or adjuster in good standing in home state. Nonresident adjusters who are not licensed in their home state can submit a letter of certification from another state where they are licensed and completed continuing education.
For Additional Information please Contact:
Texas Department of Insurance
Agents Licensing Unit, 107-1A
PO Box 149104
Austin, TX 78714-9104
Phone: (512) 322-3503
Fax: (512) 475-1819
Email: License@tdi.state.tx.us
State Website: http://www.tdi.texas.gov/
Course Format
System Requirements: Please note that Internet explorer 8 or higher: Download here
Or Mozilla Firefox 3.5 or higher: Download here are required to view our website when you wish to access the learning center.
This course is taken online in a slideshow format. Throughout the course lessons there will be questions and interactions for you to assist you in the learning process. These interactions may be multiple choice questions, matching terms, sequencing terms, etc.
After all of the lessons are completed, you can proceed to the final exam.
If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam. See the State Information tab, Monitor tab, and Help Center for more information.
This course is available to the student for one calendar year from the time of purchase.
How to Redeem Vouchers
If you have received a CE voucher from an insurance company or wholesaler, you can redeem it by following these instructions. - Choose your course format - see "course format" tab for more details or click "learn more" above options.
- Click on the red "buy" button to proceed to checkout.
- Be sure to enter your Voucher Code when checking out to apply your discount.
- You will be able to download the study materials immediately by clicking the red "Download Course" on your receipt. It will also be emailed to you and will be available for one year in your customer account.
- You will also be provided with a link and information to access the exam.
Your voucher covers an online book, online exam, grading and one CE certificate for insurance. It DOES NOT INCLUDE printed books, printed exams, state fees or CE certificate(s) or reporting for additional designations or types of CE, although they are available as options for additional charge.
If you choose printed books or exams, you will be charged the balance due during checkout.
If your state charges a fee to report your credit, this fee is due from you. When you check-out, you must pay this fee in order to access the course and obtain CE credit.
After you pass your exam, you will be able to purchase CE certificates for professional designations such as CFP, CPE, etc. you will be charged $10 for each one. Please DO NOT order these additional certificates unless you currently hold that professional designation. There are NO REFUNDS for additional certificates ordered and not needed.
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