Understanding Medicare, Medicaid & Medicare Supplements
This course is intended to provide agents with the basics of Medicare and Medicaid and the insurance policies to supplement them. Upon completion of this course, agents will have a thorough understanding of all of Medicare, including Parts A-D; who is eligible, how it works, and the benefits of this program. Agents will also learn all aspects associated with Medicaid including eligibility, options, what is covered and the future issues their clients will face. Finally, upon completion of this course, agents will understand all of the aspects of Medicare Supplements including Medigap policies, how to assess a clients needs, and which policy will best benefit a client.
New Hampshire State Requirements
Continuing Education Hours
- Producers: 24 CE credit hours biennially.
- Multi-line and Workers Compensation Adjusters: 20 CE credit hours biennially.
- Life Settlement and Public Adjusters: 15 CE credit hours biennially.
Course Subject Requirements
- Producers must complete at least 3 but no more than 10 hours in Ethics
- Agents wishing to sell LTC must also complete a 8-hourLTC requirement prior to selling LTC products. The LTC requirement counts towards the completion of the basic CE requirement. By the end of each consecutive renewal period, agents must complete a 4-hour "refresher" state-approved LTC course to continue selling LTC.
- Producers may not take courses approved for adjusters only.
- Multi-line adjusters may take courses approved for multi-line or workers comp.
- Workers comp adjusters must take 20 hours of multi-line courses and 10 hours of workers comp courses.
- Public Adjusters must take public adjuster courses only.
- All New Hampshire property insurance producers must complete a one-time course related to the NFIP Flood requirement. The producer licensee will receive three hours of continuing education credits for completion of this course.
Continuing Education Compliance Date
60 days prior to license expiration.
License Renewal Date
- For producers, license expiration dates will be the last day of the birth month that occurs at least 13 full months, but not more than 25 months, from the effective date of the license, expiration dates will be every 2 years thereafter.
- For Adjusters the license renewal date is 10/1 biennially.
- CE must be completed 60 days prior to license expiration to avoid penalty.
Type of courses accepted for CE Credit
Internet courses, Independent self study courses, Computer-based training courses or classroom.
Credit will not be given for a course that is repeated within a 2 year period.
Self-study final exams are not required to be monitored.
- Newly licensed individuals who passed the license exam receive an automatic credit of 30 hours to apply to the first compliance date.
- Individuals with any of the following licenses: auto physical damage/mechanical breakdown agent, motor vehicle warranty agent or title insurance agent.
- Individuals with a limited or restricted license that the commissioner as declared exempt.
- Individuals holding limited lines licenses for which an exam is not required.
- Non-residents (if they comply with their home state requirement).
Method to Certify Completion
You will be able to print your certificate of completion online once you have completed your exam. The course provider submits credits earned to CE administrator (Promissor) with $2.00 per credit hour, per student. Licensee pays $2.00 per credit hour and keeps original certificates of completion (CEA-2) in files.
A roster fee of $1.00 per CE hour is required to process course completion hours in New Hampshire and will be added to the order upon checkout.
Effective January 1, 2011: Nonresident multi-line and workers' compensation adjusters are exempt from CE based on the state in which they reside or their designated home state.
Nonresident public adjusters that do not have a continuing education requirement in their resident state must complete 15 hours of approved NH continuing education.
For Additional Information Please Contact:
New Hampshire Insurance Department
21 South Fruit Street Ste 14
Concord, NH 03301
Phone: (603)271-0203 or (877) 224-0227
Fax: (603) 271-7029
State Website: http://www.state.nh.us/insurance/
To check the status of your CE credits for your state:
*You will need to provide your name and SSN or NH License Number*
Go to http://www.promissor.com/
- 1. Under, "Find Other Services" click, "Continuing Education Tracking Services"
- 2. Select, "New Hampshire Insurance" from the pull-down menu
- 3. Scroll down to the CE-Licensee services heading and click, "Licensee Course Transcript"
- 4. Input your SSN or NH License number and the first 5 letters of your last name. (If last name is less than 5 letters, input full last name)
- 5. Click, "Submit"
System Requirements: Please note that Mozilla firefox 9 download here or Internet explorer 8 or higher: Download here This course automatically includes a downloadable textbook and/or other course materials which you may print if you desire. When you are finished studying your course, the exam is taken online and it is graded immediately. In most states you can also print your own certificate of completion, if you pass. There is no additional charge if you complete your course and exam completely online.
are required to view our website when you wish to access the learning center. You should also note that taking courses over a wireless internet connection is not advised. When taking your exams you should try to be on a wired internet connection to your computer.
If you prefer, however, you may purchase a printed book and/or printed exam at additional cost.
You have 3 options if purchasing the course outside a subscription:
- Online book and online exam - included in price - You receive no printed materials-everything is online.
- Printed book and online exam - $5 additional - You receive a printed book but take your exam online.
- Printed book and printed exam - $10 additional - You receive a printed book and printed exam which you mail or fax to us for grading.
For options 2 and 3, you will be able to choose either regular or express shipping during checkout.
Please choose your option carefully! There is no refund for printed materials or exams ordered by mistake!
If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam. See the State Information tab, Monitor tab and Help Center for more information.
How to Redeem Vouchers If you have received a CE voucher from an insurance company or wholesaler, you can redeem it by following these instructions.
- Choose your course format - see "course format" tab for more details or click "learn more" above options.
- Click on the red "buy" button to proceed to checkout.
- Be sure to enter your Voucher Code when checking out to apply your discount.
- You will be able to download the study materials immediately by clicking the red "Download Course" on your receipt. It will also be emailed to you and will be available for one year in your customer account.
- You will also be provided with a link and information to access the exam.
Your voucher covers an online book, online exam, grading and one CE certificate for insurance. It DOES NOT INCLUDE printed books, printed exams, state fees or CE certificate(s) or reporting for additional designations or types of CE, although they are available as options for additional charge.
If you choose printed books or exams, you will be charged the balance due during checkout.
If your state charges a fee to report your credit, this fee is due from you. When you check-out, you must pay this fee in order to access the course and obtain CE credit.
After you pass your exam, you will be able to purchase CE certificates for professional designations such as CFP, CPE, etc. you will be charged $10 for each one. Please DO NOT order these additional certificates unless you currently hold that professional designation. There are NO REFUNDS for additional certificates ordered and not needed.
Optional PACE or CFP Credit
Many of our Insurance CE courses are also approved for CE credit for agents who hold professional designations such as CLU, ChFC, CFP. The type of CE credit and number of hours approved are listed above in the course description.If you hold a professional designation you may request a certificate for courses taken and exams passed for insurance CE credit. If you pass and exam and would like to get additional credit for one of these designations, please use the link to the left: "CFP & PACE Credit".
If you do not hold a professional designation and do not need any type of CE other than for your insurance license renewal, please do not order a PACE or CFP certificate. It will not benefit you and once ordered, there are no refunds!
There are no refunds for certificates ordered by mistake!