2-Hour Medical Assistance Eligibility and the Long-Term Care in Minnesota for Non-Residents
This course is intended to help the student understand the general eligibility policy relating to Medical Assistance payment of Long-Term Care services in Minnesota and the interaction between the Medical Assistance eligibility policy and the Long-Term Care Partnership. The training includes basic information about Medical Assistance (MA) eligibility and asset protection as it relates to the Long Term Care Partnership (LTCP).
This course is designed for Minnesota non-resident agents who have completed 8 hours of Long-Term Care Partnership training in another state and need additional education to sell Long-Term Care Partnership in Minnesota. This course alone does NOT satisfy the Long-Term Care Partnership training requirement for agents in the state of Minnesota.
Minnesota State Requirements
Updated: 03/05/2012
Continuing Education Hours
- 24 hours biennially including 3 hours of ethics.
- Individuals licensed more than 6 months prior to the first renewal date need to only complete 15 hours of CE for that first reporting period.
- Agents selling, soliciting, or negotiating long-term care insurance must complete an initial 8 hour course on Long Term Care insurance and 4 hours on Long Term Care every two years thereafter.
- All Minnesota licensed resident insurance producers who sell federal flood insurance policies shall be required to complete a one-time 3 hour requirement on flood insurance.
Continuing Education Compliance Date
Licenses issued before August 1, 2010, with an October 31, 2010 renewal date will renew as scheduled. After the 10/31/10 renewal, renewal dates will change as described below.
For all other licenses, the license renewal date will change from October 31 to the last day of the licensee's birth month. This change will be phased in according to the accompanying "Birth month renewals" chart provided by the Minnesota Department of Commerce.
Click here to find the MN Birth Month Renewal Chart.
Type of Courses Accepted for CE Credit
Classroom, online self study, Insurance company sponsored courses.
Producers are limited to a maximum of 15 credit hours per reporting period for any combination of courses utilizing these methods.
Course Delivery
EFFECTIVE IMMEDIATELY The Minnesota Department of Commerce now requires that all online continuing education courses record the actual time the student spends in the course and not allow access to the final exam until the student's time equals the number of approved credit hours for the course. The course must also be stopped if the student has been inactive for more than 10 minutes. For more details click here
Carryover Requirements
Carryover of excess CE hours is not allowed.
Course Repetition
Credit will not be given for courses taken more than once in a three-year period.
Final Exam
Final exam is required to be monitored. Monitor form can be found here: www.kruise.com/monitorpage2.html
Exemptions
- Individuals licensed less than 6 months prior to the first renewal date are exempt for the first reporting period.
- Individuals who hold a full-lines license but use it to sell only credit life, credit accident and health and/or credit property. (Must request exemption form from the insurance department.)
- Inactive producers (must file a waiver form with the Department)
- Adjusters
Method to Certify Completion
Your certificate will be e-mailed to you upon exam completion. The course provider will submit credits earned to the CE administrator within one business day of course completion. The producer certifies at license renewal that they have completed the CE requirement. The producer keeps the original certificates of completion in their files.
Nonresidents
A nonresident whose home state has a reciprocal agreement with Minnesota is exempt. A nonresident whose home state does not have a reciprocal agreement with Minnesota may apply hours earned in the home state or another CE state to Minnesota's CE requirement.
For Additional Information Please Contact
Mailing Address:
Minnesota Department of Commerce
Office of the Commissioner
85 7th Place East, Suite 500
St. Paul, MN 55101
Phone: (651) 296-6319 -OR- (800) 657-3978
Fax: (651) 284-4107
Email: Education.Commerce@state.mn.us
State's website: http://www.commerce.state.mn.us/
Course Format
System Requirements: Please note that Internet explorer 8 or higher: Download here
Or Mozilla Firefox 3.5 or higher: Download here are required to view our website when you wish to access the learning center.
This course is taken online in a slideshow format. Throughout the course lessons there will be questions and interactions for you to assist you in the learning process. These interactions may be multiple choice questions, matching terms, sequencing terms, etc.
After all of the lessons are completed, you can proceed to the final exam.
If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam. See the State Information tab, Monitor tab, and Help Center for more information.
This course is available to the student for one calendar year from the time of purchase.
How to Redeem Vouchers
If you have received a CE voucher from an insurance company or wholesaler, you can redeem it by following these instructions. - Choose your course format - see "course format" tab for more details or click "learn more" above options.
- Click on the red "buy" button to proceed to checkout.
- Be sure to enter your Voucher Code when checking out to apply your discount.
- You will be able to download the study materials immediately by clicking the red "Download Course" on your receipt. It will also be emailed to you and will be available for one year in your customer account.
- You will also be provided with a link and information to access the exam.
Your voucher covers an online book, online exam, grading and one CE certificate for insurance. It DOES NOT INCLUDE printed books, printed exams, state fees or CE certificate(s) or reporting for additional designations or types of CE, although they are available as options for additional charge.
If you choose printed books or exams, you will be charged the balance due during checkout.
If your state charges a fee to report your credit, this fee is due from you. When you check-out, you must pay this fee in order to access the course and obtain CE credit.
After you pass your exam, you will be able to purchase CE certificates for professional designations such as CFP, CPE, etc. you will be charged $10 for each one. Please DO NOT order these additional certificates unless you currently hold that professional designation. There are NO REFUNDS for additional certificates ordered and not needed.
Monitor Instructions - General
IMPORTANT!!!
Your state requires that your exam(s) MUST be monitored.
The qualifications of the person who must monitor your exam are explained on the monitor form. The person monitoring your exam must be with you prior to beginning to take the exam. Taking the exam without your monitor present will invalidate your exam results and certificate. The monitor must print, sign and complete the affidavit found by clicking Printable Monitor Form to indicate that the exam was taken without any outside help from any source. Please fax the completed monitor form to: (619) 421-8171 immediately after completing the exam. Your exam will not be completed, and no CE credit will be awarded or reported to your state, until the properly completed, signed monitor form has been received (along with any state reporting fees that may be due).