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Life Insurance Products And Uses-ND $34


Life Insurance Products And Uses-ND

Credit Type: Life/Health
Insurance Credits: 12
Course Format: Online/Self Study
Course Number: 20038054

This price includes state reporting fees.
List Price: $37.00
Price: $34.00

Course Format: » Learn More.
Online book and exam - included in price
Shipped book and online exam (+$5.00)
Shipped book and Shipped exam (+$10.00)

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DetailsState InformationCourse FormatRedeem VouchersOptional PACE or CFP Credit

Life Insurance Products and Uses 

By the end of this online insurance CE course, agents should fully understand:

  • The need for Life Insurance
  • The uses, personal and business, for life insurance
  • Determining how much life insurance to purchase
  • Ethical considerations including replacement transactions
  • The major types of life insurance contracts available
  • The options and variations of these contracts in the marketplace
  • When to use each of the types of life insurance
  • Advantages and disadvantages of each type
  • Provisions, exclusions, conditions, etc. in the standard life insurance policy
  • Beneficiary designations
  • Life insurance policy options
    • Settlement Options
    • Nonforfeiture Options
    • Dividend Options
    • Life Insurance Policy Riders
    • Pricing and Life Insurance
  • Taxation of life insurance
  • Life insurance and financial planning 

This insurance continuing education course will help agents to:

  • Understand and explain to clients the need for life insurance;
  • Translate that need into an amount and type of coverage that for each client individually;
  • Explain the various coverage features, benefits and options to the client;
  • Recommend the proper coverage forms and endorsements for their client’s needs;
  • Provide better service to their clients; as well as;
  • Conduct life insurance sales in a lawful and ethical manner.

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Sandi Kruise Insurance Training is a nationwide provider for Insurance CE and California Pre License courses .