4-Hour NAIC Long-Term Care and Partnership

THIS COURSE MUST ONLY BE TAKEN IF YOU HAVE ALREADY TAKEN THE 8-HOUR NAIC LTC COURSE DURING A PRIOR LICENSE PERIOD!

The Deficit Reduction Act made it possible for all states who wish to to offer Partnership for Long-term Care policies. The NAIC model law and regulation specify that agents must meet certain continuation requirements in order to sell this product. In most states, agents will be required to take an 8-hour course in order to transact any type of LTC/Partnership LTC insurance policies. Agents must then take a 4-hour CE course each license period.

This course will satisfy the requirement for ongoing CE required by your state to continue to sell LTC/Partnership insurance. If you have a group of agents to train, please contact us regarding group discounts or in-house training.

For the most up to date information about Long Term Care & Partnership in your state click here.

Georgia State Requirements

Updated: 04/03/2009

Continuing Education Hours

• Agents licensed less than 20 years require fifteen (15) CE credit hours annually. (Must include 3 hours of ethics.)
• Agents licensed 20 years or more require ten (10) CE credit hours annually. (Must include 3 hours of ethics.)
• Limited sub-agents (credit life and credit accident and sickness, personal PC, private passenger auto, homeowners including all personal property, and personal LH) and credit licensees require five (5) CE credit hours annually. (No ethics required.)
• Individuals holding a CPCU, CLU, FLMI, CIC, CEBS, CHFC, or AAI designation need six (6) hours CE credit annually and they must attach a proof of designation. (Must include 3 hours of ethics.)
• Newly licensed individuals who were exempt from the prelicense education requirement will have a prorated CE requirement for the first reporting period.

Course Subject Requirements

• All licensees (except limited subagents) must complete 3 hours of ethics as part of their regular CE requirement.
• All CE hours other than ethics must be completed in approved courses for the lines of insurance for which agent is licensed.
• For individuals holding a limited subagent license in addition to an agent license, no more than 5 credit hours can come from courses related to the line(s) of insurance of the limited subagent license.

ALL agents must complete their CE requirements on or before 12/31 annually. To avoid possible lapse in licensure,it is recommended that CE be completed prior to November 1st annually.

License renewal date is the same date as compliance date.

Independent self study courses or classroom courses.

Excess hours (to a maximum of 50% of the CE requirement for the next reporting period) may be carried over to the next reporting period. Excess ethics hours may be applied to the regular CE requirement, but cannot be carried over as ethics hours.

Courses may not be taken for credit more than once in a 24 month period, except for courses on current issues, ethics or legislative updates, which can be taken once every 12 months.

Self-study final exams are required to be monitored by a disinterested third party. (Someone with no business or family relationship.)

Exemptions

•  Nonresident Producers are not required to complete CE courses.
• Newly licensed individuals who completed the Georgia prelicense education requirement are exempt for the first reporting period.
• Individuals who hold a professional designation that requires CE (other than the CLU, CPCU, FLMI ,CIC, CEBS, CHFC, or AAI designations) may request CE credit from the insurance department for the number of CE hours completed for the designation.
• A reduction of hours may be requested for time spent on insurance-related activities during the previous reporting period, including teaching, legislative, journalistic and research activities.
• Individuals who hold a inactive license because they have been licensed as an agent for 10 consecutive years or more and do not perform any insurance functions other than receiving renewal or deferred commissions.

Your certificate of completion will be e-mailed to you once you have completed your exam. The course provider reports credits earned to the CE Administrator within one business day of course completion and maintains records in files for 3 years. The agent keeps the original certificates of completion in his or her files for 5 years.

Georgia Insurance Department
Agents Licensing Section

908 West Tower Floyd Building
2 Martin Luther King, Jr. Blvd.
Atlanta, GA 30334

PHONE: (404)656-2101

FAX: (404)656-0874

State Website: http://www.inscomm.state.ga.us/

1. Go to http://www.sircon.com.
2. Click, "For Producers/Agents".
3. Click, "Obtain Education Information".
4. Click, "Education Transcript Inquiry".
5. Input your SSN, choose your state from the pull-down menu, and input your License number.
6. Click, "Submit".

Course Format

System Requirements: Please note that Internet explorer 8 or higher: Download here
Or Mozilla Firefox 3.5 or higher: Download here are required to view our website when you wish to access the learning center.

This course is taken online in a slideshow format. Throughout the course lessons there will be questions and interactions for you to assist you in the learning process. These interactions may be multiple choice questions, matching terms, sequencing terms, etc.

After all of the lessons are completed, you can proceed to the final exam.

If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam. See the State Information tab, Monitor tab, and Help Center for more information.

This course is available to the student for one calendar year from the time of purchase.

How to Redeem Vouchers 

Monitor Instructions - General

 IMPORTANT!!!

Your state requires that your exam(s) MUST be monitored.

The monitor must print, sign and complete the affidavit found by clicking Printable Monitor Form to indicate that the exam was taken without any outside help from any source. Please fax the completed monitor form to: (619) 421-8171 immediately after completing the exam. Your exam will not be completed, and no CE credit will be awarded or reported to your state, until the properly completed, signed monitor form has been received (along with any state reporting fees that may be due).