Montana State Requirements
Updated: 03/06/2012
Continuing Education Hours
- All resident insurance producers, consultants and surplus lines licensees will be required to complete 24 CE credit hours biennially, including 3 hours of ethics.
Producers who hold a credit life/ disability license must complete 5 hrs biennially.
Adjusters are required to complete 24 CE credit hours biennially and will begin reporting CE with the renewal reports due 01/01/2007.
Course Subject Requirements
- Resident and non residents must complete 1 credit hour of Montana law, biennially.
- Producers licensed for limited lines only must complete the 5 hour requirement in insurance law, ethics, and/or credit life and credit disability insurance.
- Agents wishing to sell LTC must also complete a 8-hourLTC requirement prior to selling LTC products. The LTC requirement counts towards the completion of the basic CE requirement. By the end of each consecutive renewal period, agents must complete a 4-hour "refresher" state-approved LTC course to continue selling LTC.
Continuing Education Compliance Date
Same as License Renewal Date. The renewal date is the first day of the agent's birth month biennially. (The renewal date for agents born in odd years will be in odd years, and the renewal date for agents born in even years will be in even years.)
Type of courses accepted for CE Credit
Independent self study courses or classroom study.
Carryover Requirements
Carryover not allowed.
Course Repetition
Courses may not be repeated for credit.
Final Exam
Final exam must be monitored by a training director or disinterested third party. (i.e. an individual not related to or able to benefit from the actions of the agent)
Exemptions
- The licensee holds a temporary license.
- The licensee has been otherwise exempted by the Montana commissioner.
Method to Certify Completion
Your certificate of completion will be e-mailed to you once you have completed your exam. Licensees must file prior to the compliance deadline. Filing forms will be mailed to the licensee prior to the filing deadline. The producer keeps a copy of the filing forms and the original certificates of completion in their files for 3 years. Licensees may also file continuing education credits online.
Nonresidents
- Nonresident producer submit letter of certification (not more than 90 days old) or current printout from the PDB showing compliance with home state CE, a completed Montana summary report form and nonresident license renewal fee to the insurance department by the renewal date.
- Nonresident adjusters who do not have a home state requirement must meet this state's continuing education requirement.
For Additional Information please Contact:
Montana Insurance Division
Licensing Division
840 Helena Avenue
Helena, MT 59601
Phone: (800) 332-6148 or (406)444-2040
Fax: 406-444-3497
Email: stateauditor@mt.gov
State Website: http://www.sao.mt.gov/
Course Format
System Requirements: Please note that Mozilla firefox 9 download here or Internet explorer 8 or higher: Download here
are required to view our website when you wish to access the learning center. You should also note that taking courses over a wireless internet connection is not advised. When taking your exams you should try to be on a wired internet connection to your computer.
This course automatically includes a downloadable textbook and/or other course materials which you may print if you desire. When you are finished studying your course, the exam is taken online and it is graded immediately. In most states you can also print your own certificate of completion, if you pass. There is no additional charge if you complete your course and exam completely online. If you prefer, however, you may purchase a printed book and/or printed exam at additional cost.
You have 3 options if purchasing the course outside a subscription:
- Online book and online exam - included in price - You receive no printed materials-everything is online.
- Printed book and online exam - $5 additional - You receive a printed book but take your exam online.
- Printed book and printed exam - $10 additional - You receive a printed book and printed exam which you mail or fax to us for grading.
For options 2 and 3, you will be able to choose either regular or express shipping during checkout.
Please choose your option carefully! There is no refund for printed materials or exams ordered by mistake!
If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam. See the State Information tab, Monitor tab and Help Center for more information.
CE Subscriptions
Upon purchase, the student will have access to all of the courses on the course list tab. You can click "Go to My Courses" on the left navigation bar or go to www.kruisetesting.com and enter the same user name (email address) and password you used to purchase your subscription to open your account. All courses will be available for download, and all exams will be available to the student for a period of one year from the date of purchase. Just scroll down to the name of the course you wish to take, and there will be links to open the study materials and to take the exam. Students may get credit for each course once during the duration of the subscription. The cost of the subscription covers the online book/presentation, the exam & grading, the certificate of completion, and reporting (where required by law). The only additional charges that may be assessed are: This subscription applies only to the agent who purchases it, and cannot be transferred to or used by any other agent.
Please review the course list carefully to be sure the courses you need are included. There are no refunds once this subscription is purchased!
If you wish to have printed materials shipped, the cost per book is $10 + shipping & handling per book.
Monitor Instructions - General
IMPORTANT!!!
Your state requires that your exam(s) MUST be monitored.
The qualifications of the person who must monitor your exam are explained on the monitor form. The person monitoring your exam must be with you prior to beginning to take the exam. Taking the exam without your monitor present will invalidate your exam results and certificate. The monitor must print, sign and complete the affidavit found by clicking Printable Monitor Form to indicate that the exam was taken without any outside help from any source. Please fax the completed monitor form to: (619) 421-8171 immediately after completing the exam. Your exam will not be completed, and no CE credit will be awarded or reported to your state, until the properly completed, signed monitor form has been received (along with any state reporting fees that may be due).
Optional PACE or CFP Credit
Many of our Insurance CE courses are also approved for CE credit for agents who hold professional designations such as CLU, ChFC, CFP. The type of CE credit and number of hours approved are listed above in the course description.
If you hold a professional designation you may request a certificate for courses taken and exams passed for insurance CE credit. If you pass and exam and would like to get additional credit for one of these designations, please use the link to the left: "CFP & PACE Credit". If you do not hold a professional designation and do not need any type of CE other than for your insurance license renewal, please do not order a PACE or CFP certificate. It will not benefit you and once ordered, there are no refunds!
There are no refunds for certificates ordered by mistake!
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