Massachusetts State Requirements

Updated: 03/02/2012

Continuing Education Hours

• Producer: 60 hours during the first 3 years of licensure; 45 hours every 3 years thereafter.
• Adjuster: 15 hours triennially.
• All property and casualty producers who sell flood insurance must complete a one-time 3-hour flood insurance course.

Course Subject Requirements

At least one credit hour should be completed in a course approved for lines of insurance for which license is held.

Continuing Education Compliance Date

Triennially on renewal date. (Same as license issuance date.) License renewal date is date of issuance, triennially.

Types of Courses Accepted for CE Credit

Independent self-study courses and Classroom study.

Carryover Requirements

A maximum of 45 excess hours may be carried over to the next reporting period.

Course Repetition

Courses may not be taken for credit more than once in a three year period.

Final Exam

Self-study final exams must be monitored by a disinterested third party.

Exemptions

• Individuals licensed in Massachusetts prior to 4/5/83, except for those persons who, although licensed prior to 4/5/83, amended their licenses after that date by passing an insurance exam for an additional line of insurance, and those persons who were unlicensed for more than a year immediately prior to 4/5/83.
• Individuals who are auto club agents, travel accident & baggage agents, licensed insurance advisors and/or fraternal agents.
• The licensee holds one of the following limited lines authorities: travel, accident & baggage insurance, or credit insurance.
• The licensee holds a viatical brokers/representative license.
• The licensee holds a reinsurance intermediary brokers/managers license.
• The licensee holds a surplus lines brokers license.
• The licensee holds an advisors license.
• The licensee is a nonresident licensee in a state with reciprocity with Massachusetts.
• The licensee is on active military duty.

Method to Certify Completion

Your certificate will be e-mailed to you once your exam is completed. Course provider reports credits earned to CE administrator within one business day of course completion. CE administrator maintains current list of producer credits. Producers maintain copies of the certificates of completion fro future auditing by the Division of Insurance.

Nonresidents

Exempt, if licensee meets CE requirement for home or any state where an active license is held.

For Additional Information Please Contact

Massachusetts Insurance Division

One South Station
Fifth Floor
Boston, MA 02210-2208

Mailing Address: Commonwealth of Massachusetts

Division of Insurance
1000 Washington Street, 8th Floor
Boston, MA 02118-6200

Phone: (617) 521-7794 opt 2 -OR- (800) 742-8731

Fax: (617) 521-7556

State Website: www.mass.gov/doi

Course Format

System Requirements: Please note that Mozilla firefox 9 download here or Internet explorer 8 or higher: Download here 
are required to view our website when you wish to access the learning center. You should also note that taking courses over a wireless internet connection is not advised. When taking your exams you should try to be on a wired internet connection to your computer.

If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam.  See the State Information tab, Monitor tab and Help Center for more information.

Optional PACE or CFP Credit

Many of our Insurance CE courses are also approved for CE credit for agents who hold professional designations such as CLU, ChFC, CFP. The type of CE credit and number of hours approved are listed above in the course description.

Monitor Instructions - General

 IMPORTANT!!!

Your state requires that your exam(s) MUST be monitored.

The monitor must print, sign and complete the affidavit found by clicking Printable Monitor Form to indicate that the exam was taken without any outside help from any source. Please fax the completed monitor form to: (619) 421-8171 immediately after completing the exam. Your exam will not be completed, and no CE credit will be awarded or reported to your state, until the properly completed, signed monitor form has been received (along with any state reporting fees that may be due).