Maryland State Requirements

 Updated: 03/01/2012

Continuing Education Hours

• Twenty-four (24) CE credit hours are required biennially to renew a license.
  8 hours biennially for agents with 25 years or more of experience as a licensed agent in Maryland.
• Effective November 1, 2011: Annuity producers must complete a one-time four-hour training course by May 1, 2012.

Course Subject Requirements

• Courses must be approved for lines of insurance for which license is held.
• LH/PC combined licensees must complete 4 hours in each LH and PC.
• Individuals wishing to sell LTC must complete 2 hours of LTC education prior to selling and then biennially thereafter. The 2 hours counts towards the CE requirement.
• Agents wishing to sell LTCP must also complete a 8-hour LTCP requirement prior to selling LTCP products. The LTCP requirement counts towards the completion of the basic CE requirement. By the end of each consecutive renewal period, agents must complete a 4-hour "refresher" state-approved LTCP course to continue selling LTCP.
• All P/C Producers who sell Flood Insurance must complete 2 CE credits in Flood Insurance biennially.

Continuing Education Compliance Date

One day prior to license renewal. License renewal date is license issuance date biennially.

Effective April 11, 2011: The license term is every 2 years ending on the last day of the producer's birth month.

Type of Courses Accepted for CE Credit

Independent self-study courses, classroom or insurer-sponsored courses.

Carryover Requirements

Not allowed.

Course Repetition

Credit will not be give for a course that is repeated within a 2 year period. If the courses is taken in 2 consecutive reporting periods, there must be 6 months between completion dates.

Final Exam

Self-study exams are not required to be monitored.

Exemptions

• Nonresident agents are not required to complete CE courses.
• Individuals licensed less than 1 year at the time of the compliance date.
• Individuals who hold a credit life, credit health, or travel license.
• Agents who are 70 years of age or older
• Individuals authorized to sell only HMO coverage, travel insurance, and credit insurance
• Maryland attorneys who hold a producer license to sell title insurance and are in good standing with the Maryland Court of Appeals

Method to Certify Completion

You will be able to print your certificate of completion online once you have completed your exam. The course provider reports credits earned to the CE Administrator within one business day of course completion. The licensee keeps the certificate of completion in his or her files for four years.

Roster Fees

A roster fee of $0.60 per credit hour ordered is required to process course completion hours in Maryland and will be added to the order total upon checkout.

For Additional Information Please Contact

Maryland Insurance Administration
Licensing Division

Terrace Level
200 St. Paul Place Suite 2700
Baltimore, MD 21202-2272

PHONE: (410) 468-2000

FAX: (410) 468-2399

State Website: http://www.mdinsurance.state.md.us/sa/jsp/Mia.jsp

Course Format

System Requirements: Please note that Mozilla firefox 9 download here or Internet explorer 8 or higher: Download here 
are required to view our website when you wish to access the learning center. You should also note that taking courses over a wireless internet connection is not advised. When taking your exams you should try to be on a wired internet connection to your computer.

If your state requires monitored exams, you must have your monitor sign-in and follow the monitor instructions BEFORE you begin the exam.  See the State Information tab, Monitor tab and Help Center for more information.

 CE Subscriptions

Optional PACE or CFP Credit

Many of our Insurance CE courses are also approved for CE credit for agents who hold professional designations such as CLU, ChFC, CFP. The type of CE credit and number of hours approved are listed above in the course description.