Kentucky State Requirements
Updated: 03/01/2012
Continuing Education Information
All individual resident agents are subject to continuing education for every major line of authority: life, health, property, casualty, variable life and variable annuity, and personal lines. The following limited lines of authority are exempt: credit, crop, surety and travel as identified in KRS 304.9-230. The continuing education requirement of 24 hours for each continuing education biennium, must be completed the last day of your birth month, odd or even numbered years, depending on the year you were born.
Only courses prior-approved by the department or from the midwest zone will be accepted as approved credit hours.
All 24 hours of continuing education may now be classroom, correspondence, or a combination of the two. A course may only be credited one time during the biennium. At least six hours must be directly related to one or more of the agent's active lines of authority, and three hours must be in ethics.
The agent's lines of authority requiring continuing education will automaticially terminate if the agent fails to complete the continuing education requirement by the deadline or fails to verify with the Department the completion of the courses within 60 days of the last day of the birth month, odd or even year depending on the birth year.
If the agent has no remaining lines of authority, the license will terminate and the agent must return the license certificate to the department without demand. If the agent has one or more limited lines of authority (credit, crop, motor vehicle physical damage, surety and travel), the license will not terminate. However, the agent must return the license certificate to the department so we can reprint the license with the lines of authority that are still active. If an agent's license or line of authority terminates for failing to meet continuing education requirements, the agent has up to one year from the date of termination to complete the delinquent hours to have the license or line of authority reissued.
Continuing Education Compliance Date
Same as license renewal date.
License Renewal Date
License renewal date is the agent's date of birth biennially. Licensee's born in odd numbered years report in odd years, even numbered years report even years.
Type of Courses Accepted for CE Credit
Independent self study courses or classroom courses.
Carryover Requirements
A maximum of 12 classroom or self-study hours may be carried over to the next reporting period.
Course Repetition
Courses may not be taken for credit more than once in a 2 year period.
Final Exam
Self-study final exams are not required to be monitored.
Exemptions
- Individuals with a limited line license for which an exam is not required.
- Individuals licensed less than a year at the time of compliance.
- Adjusters
- Solicitors with limited licenses
Method to Certify Completion
You will be able to print your certificate of completion online once you have completed your exam. The agent sends their original certificate of completion to the Department of Insurance with their renewal form; agent must maintain a copy for at least three years.
Nonresidents
Exempt if home state requirements are met by compliance date. The insurance department will use the PDB to verify home state license status.
For Additional Information Please Contact
Kentucky Insurance Department
Licensing Division
215 West Main Street
PO Box 517
Frankfurt, KY 40602
Phone: (502)564-6004
FAX: (502) 564-6030
Email : DOI.AgentLicensingMail@ky.gov
State Website: http://insurance.ky.gov/
Monitor Information
Many states require that your test be monitored by a 3rd party when you take this course. The person taking the test and the monitor must sign an affidavit and submit it to the CE Provider. Those states are:
Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbie, Georgia, Hawaii, Iowa, Indiana, Kansas, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, North Carolina, Nebraska, Nevada, New Jersey, New York, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, West Virginia, Wisconsin and Wyoming.
Other states require no monitor, but still require an affidavit to be filled out and submitted to the CE Provider before credit can be granted for a passed course. Those states are:
Florida and Ohio.
If you are going to be requesting a certificate or credit in any of the states' mentioned, then you will need to have a monitor present when you take the 8 hour course, and have them fill out the correct monitor form (one for each state you are requesting the certificate from that requires a monitor). You can find all of the monitor forms by clicking here.
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