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Welcome to the Help Center


Texas State Requirements

Updated: 12/16/2013

Continuing Education Hours

Twenty-four (24) CE credit hours are required biennially for:

  • Life, Accident & Health
  • Property & Casualty
  • Adjusters
  • Managing General Agents (MGAs)
  • Full-Time Home Office Employees

Ten (10) CE credit hours are required biennially for:

  • Limited Lines
  • County Mutual
  • Life under $15,000

Course Subject Requirements

  • All Texas annuity producers must complete an initial 4-hour annuity training requirement. All producers who continue to sell annuity products must complete 8 hours of annuity training each renewal period.
  • All Texas insurance producers who sell Medicare-related products must complete an initial 8 hour professional training requirement. All producers who continue to sell Medicare products must complete 4 hours of department-certified training each renewal period.
  • Agents wishing to sell LTC must also complete a 8-hourLTC requirement prior to selling LTC products. The LTC requirement counts towards the completion of the basic CE requirement. By the end of each consecutive renewal period, agents must complete a 4-hour "refresher" state-approved LTC course to continue selling LTC.
  • The biennial requirement must include 2 hours of certified ethics or consumer protection for all license types except adjusters.
  • Adjuster's biennial requirement must include 2 hours in ethics and/or consumer protection.
  • Licensees may satisfy the remainder of the CE requirement by completing certified courses applicable to any license type.
  • 50% of the total CE requirement must be met through classroom or classroom equivalent courses.
  • All Texas property insurance producers must complete a one-time course related to the NFIP Flood requirement. The producer licensee will receive three hours of continuing education credits for completion of this course.

Continuing Education Compliance Date

Same as license renewal date.

License Renewal Date

License renewal date is 2 years from the license issuance date, biennially.

Type of Courses Accepted for CE Credit

Independent self-study courses (including online courses), Classroom or classroom equivalent courses study, Insurance Professional Designations (Designation "parts" passed by national exam are usually worth 15 - 20 hours of credit), Insurance-related college/university courses, or seminars.

Carryover Requirements

Carryover of excess CE credit hours is not allowed.

Course Repetition

Credit will not be given for courses taken more than once in each biennial reporting period.

Final Exam

Self-study final exams are open-book, non-monitored exams. There are no final exams required for Classroom Equivalent courses.


  • Individuals who on or after January 1, 2003 have been licensed in Texas continuously for 20 years or more may apply for an exemption.
  • Extensions or exemptions for good cause may be granted by the Education Coordinator.
  • Nonresidents are exempt if licensed agent or adjuster is in good standing in home state and home state has a reciprocal agreement with Texas.

Method to Certify Completion

Your certificate of completion will be emailed to you after completing the exam.  The course provider will submit credits earned to the CE provider within one business day of course completion. Agents must keep their own certificates on file for their course completions.


Exempt if licensed agent or adjuster in good standing in home state. Nonresident adjusters who are not licensed in their home state can submit a letter of certification from another state where they are licensed and completed continuing education. 

For Additional Information please Contact:

Texas Department of Insurance
Agents Licensing Unit, 107-1A
PO Box 149104
Austin, TX 78714-9104

Phone: (512) 322-3503
Fax: (512) 475-1819


State Website:


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